Bank

Capture the spark.
Council the rest.

Now with autonomous idea agents · live

Bank is the idea vault that thinks while you sleep. Drop a fragment, run Council once, and an autonomous agent picks it up — debates with three personas, finds related captures, fact-checks the strongest claim, and lands on one concrete next-step. The structured memory layer the AI runs on, not a place you store notes.

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Capture

Capture in seconds. Shape later.

Four input modes, all persist to the same vault. Capture first, structure later — never the other way round.

💬
Text
Paste a fragment, a quote, an observation — anything. Doesn't need to be a sentence. A rough edge of an idea is enough. AI fills in the genome after.
Instant
🎙
Voice
Record live in-browser or upload an existing audio/video file (up to 100MB). Transcribed by Deepgram Nova-2 — clean output, punctuation, accent-tolerant. Say it out loud the way you'd say it to someone.
Live + Upload
🔗
URL
Paste a link. The page is fetched, boilerplate stripped, relevant text and metadata extracted. The idea you got from reading it, captured at the source.
Auto-extracted
📄
File
Drop a PDF or screenshot. Claude vision + document parsing pulls the substance out — the highlighted passage from a research paper, the diagram you sketched, the slide that sparked the thought.
PDF + Image
Genome extraction — automatic
On every capture, AI reads the raw input and writes a title (under 60 chars), a summary (1–2 sentences), and semantic tags. You see the raw fragment immediately — the genome appears within ~3 seconds. You never need to title or tag anything yourself.
+
Quick-capture from anywhere
A floating + button sits bottom-right on every screen across Plan, Forge, Bank and Reach. Idea hits while you're scheduling a post? One click, banked. No context-switch.
The killer feature

Five takes. Multiple models. One angle.

When you hit "Council", Bank fans out 5 parallel calls across multiple frontier models. Different architectures, different biases — so you don't get one model's bias five times.

01
Devil's advocate
What's wrong with this idea? Where does it break down? What has the person not considered?
02
Audience-fit critic
Who would actually care about this, and would they? Is the audience real or assumed?
03
Hot-take generator
Push this idea to its sharpest, most provocative form. What's the version that makes someone stop scrolling?
04
Sympathetic editor
If I loved this idea, how would I make it stronger? Best-case interpretation, maximum potential.
05
Synthesiser
Runs after the other four. What's the pattern across the takes? What angle did all of them converge on or miss?
Council — 5 takes Running...
Your idea
"What if consistency is the only differentiator that actually compounds over time? Everyone talks about quality — nobody talks about showing up."
Devil's advocate
"Consistency without quality is noise. Who actually has proof this compounds — or is it survivorship bias from the creators we notice?"
Hot take
"Quality is just the story losers tell themselves. Consistency is the only moat that can't be copied overnight."
Synthesiser
"All five converge on one insight — the angle isn't quality vs consistency, it's about inevitability. Lead with: the creator who shows up becomes the default choice."
Pushed further

When five takes aren't enough.

Sometimes you want to dig harder. Three controls turn Council into something closer to a working session than a one-shot critique.

👥
Custom personas
Add your own roles — "skeptical CFO", "long-term customer", whoever. They join the Council on every run. Starter: 2 custom. Growth+: 6 custom.
💬
Let them debate
Hit "Debate" and the personas argue with each other across multiple turns. Disagreements sharpen, weak points get pressed. You read the transcript at the end.
⚠️
Devil's-advocate spike
A dedicated red-flag pass — "what would have to be true for this to fail?" Returns one ruthless paragraph. Use before you commit to executing.

No other idea capture app runs multiple frontier models simultaneously. You get genuine divergence — not one model's bias repeated five times.

New · Live now

An agent that thinks
while you sleep.

Council an idea once. From there, an autonomous agent picks it up — debates with three personas, finds related captures across your vault, fact-checks the strongest claim, and lands on the page with one specific recommendation: send it to Reach as a campaign · spin it across platforms in Forge · queue it as a Plan post · continue the thread · or discard it.

Bank stops being a place you store ideas. It becomes the place ideas come from.

Step 1 · You
Capture & Council
Drop an idea into the vault. Hit Council. Five takes from three frontier models in 30 seconds. The idea goes from raw fragment to shaped.
Step 2 · Agent
Picks it up automatically
Three new personas — Devil's advocate, Audience-fit critic, Hot-take generator — pressure-test the shape. Background research runs if there's a claim to verify. Your vault gets pattern-matched for context.
Step 3 · You decide
One concrete recommendation
The agent lands on a single next-step: campaign draft, multi-platform spin, single post, thread continuation, deeper research, or discard. With the action button right there. You ship or kill — no in-between.
The architecture

Bank is not storage. It's structured memory the agent runs on.

Other AI tools dump full context into every prompt and hope for coherence. Bank's agent reasons from a compact, structured proxy of your vault — only the captures most relevant to the current idea, distilled to the substance that matters. High-fidelity focus through deliberate data discipline.

The intelligence isn't the AI. It's the structured memory layer the AI runs on. The longer your vault, the smarter the agent gets — context that compounds.

Visual organisation

Fragment → shaped → ready → exported.

Every idea has a lifecycle status. The vault has filter tabs so you can see what's stuck, what's ready, and what's been pushed.

fragment
shaped
ready
exported
archived
Raw capture — no structure yet
Council has run — synthesis confirmed
Accepted synthesis — ready to ship as a Reach campaign
Pushed to another app

Promotion is mostly automatic. Running Council moves fragment → shaped. Accepting the synthesis moves shaped → ready. Routing moves ready → exported.

Across the whole vault

Connect the dots you didn't see.

A vault of 200 ideas is just a list. Bank treats it as a graph — and the graph is where the real signal lives.

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Connections graph
A force-directed map of every idea in your vault, with edges drawn where AI detects semantic overlap. Hover a node to highlight its neighbours. Click to jump straight to the idea. The cluster you didn't realise existed becomes obvious.
📊
Pattern detection
Recurring themes are auto-clustered with a momentum score. "Compounding consistency" growing fast across the last 30 days? Bank tells you. The thread you keep pulling without realising you're pulling it.
🏃
Sprints
Group related ideas into a time-boxed sprint. Bank generates a combined brief synthesising all of them — problem, hypothesis, angle. Use it as a kickoff doc, a campaign outline, or a content series spec.
Version history

Watch an idea evolve.

Every edit creates a version row with the content snapshot, an auto-summarised delta — "shifted from defensive to assertive tone, added concrete example" — version number, and timestamp. Visualised as a timeline. Weeks of evolution without losing earlier drafts.

Surfacing

Find the thought you forgot.

When viewing an idea, Bank surfaces 3–5 related ideas based on tag-overlap matching. This is how you find "I had a thought about this in March, what was it?" without remembering the exact words.

Anti-graveyard

Smart resurfacing.

A scored strip on the dashboard surfaces stale ideas with a one-line reason: "Council ran two weeks ago, never acted on" or "tag overlap with 4 newer ideas — worth revisiting". Each card shows the score, the reason, and a click-to-open. Stops the vault becoming a graveyard.

One-page brief

Idea → strategic brief.

One click on a shaped idea generates a structured brief: problem, hypothesis, unique angle, success criteria, risks. Copy as markdown, download as .md. The bridge between "good idea" and "thing you can hand to someone".

Continuity

Threads.

Click Continue this thread on any idea and the new capture is recorded as its child. The thread view walks the full chain — ancestors and descendants — so you can see how a half-formed thought became a series, a campaign, a launch.

From vault to inbox

Turn an idea into a campaign — in one click.

Two outputs that close the loop. The first puts the idea in front of your audience. The second keeps the vault working when you forget about it.

📨
Reach campaign starter
Click Send to Reach on any shaped idea. Bank drafts a full email — subject line, preview text, HTML body — using the idea, the Council synthesis, and the brief as context. Lands as a draft in Reach. Edit, send, done.
Reach access required
📬
Weekly digest
Opt in and every Monday morning Bank emails you a digest: top patterns gaining momentum, ideas worth resurfacing, vault stats, the strongest brief from the week. The vault talks to you instead of you having to remember to check it.
Mondays · 8am
Deliberately minimal

Three things Bank refuses to be.

Not a →
Note-taking app
No long-form editor, no formatting toolbar, no folders. Capture-first, structure-later by design. If you want to write an essay, use your writing tool. Bank captures the spark before it leaks.
Not a →
Knowledge base
Ideas aren't searched as documents. They're surfaced via tags, recency, and Council outputs. Bank is an idea vault — not a wiki, not a reference library.
Not a →
Journal
No date-ordered scroll. Lifecycle status is the organising principle, not chronology. An idea from six months ago can be as relevant as one from today — Bank treats them the same.
Pricing

Bank is included on every tier.

Council runs are rate-limited because each run is 5 LLM calls — easily $0.30 per run. Limits scale with tier.

Tier Price Council runs
Starter $29/mo 30/month
Growth $69/mo 80/month
Studio Talk to us Unlimited

See full pricing →

Switching from another tool?

See how Bank compares.

Honest comparisons. We acknowledge what competitors do well — and we're specific about where Bank is built differently.

Bank vs Notion AI → Bank vs Mem →
Pairs with

Once an idea is shaped, push it through Forge to spin it into 30 platform-native posts, then schedule the lot via Plan's 8-platform calendar with brand voice scoring on every post. Constellation bundles all three at 20% off.

Stop losing the spark.

Capture raw ideas in 30 seconds. Council in 30 more. Ship the best ones as Reach campaigns in one click.

Start 7-day trial See pricing →
Card required · Cancel anytime before day 7